For almost 30 years UnitedHealthcare has been dedicated to providing quality healthcare to consumers with different budgets and medical needs. UnitedHealthcare’s national network keeps over 18 million members healthy, and through their individual plan affiliate Golden Rule, UnitedHealthcare maintains its commitment to providing convenient, affordable healthcare nationwide.

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Through its subsidiary, Golden Rule, UnitedHealthcare offers a number of coverage solutions to protect individuals at every stage of budget and need:

Short Term Medical^SM: This short-term solution provides reliable major medical coverage for individuals who are in between jobs, have recently been released from a parent's policy, or essentially just need 'in between' coverage.

High Deductible and Basic Plans^SM: These options are best for individuals who are willing to assume a greater financial responsibility in incidental medical expenses in exchange for lower monthly premiums. These plans trade low premiums for higher deductibles and out-of-pocket costs.

Copay Plans^SM: This option requires a slightly higher out-of-pocket premium cost per month, but also offers a wider net of coverage for both routine and major health care expenses.

Consumer-Driven HSAs for Individuals: Health Savings Plans^SM, offered through Golden Rule offer individuals a unique tax savings opportunity. Through the combined application of a tax-exempt Health Savings Account (HSA) and a High-Deductible Health Plan, individuals maintain ultimate control over their spending and begin to view their healthcare as an investment opportunity rather than a monthly expense. Golden Rule and United offer a choice of monthly costs, with each providing for a different level of reimbursement once the deductible has been met: HSA 100^SM and HSA 80^SM.

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