PLUS and PREFERRED Plans
Ideal for those who want a high level of coverage for a broad range of services, including pharmacy benefits. The Plus plan even includes a $20 copay for doctor office visits, without being subject to the deductible.

 

VALUE Plan
Great for those who are concerned about cost. This plan offers excellent catastrophic coverage, and it includes coverage for the first three office visits per calendar year, without being subject to the deductible. Pharmacy coverage is available as a supplemental benefit.

 

HSA PPO and HSA CHOICE Plans
The HSA PPO (Preferred Provider Organization) and HSA Choice plans work in combination with Health Savings Accounts (HSA), allowing you to save money and invest for future health-care expenses. These high-deductible plans provide coverage for a wide range of medical services, with low or no coinsurance.

If you would like to learn more about HSA Plans including tax guidelines and contribution limits visit our HSA Page

Side by side compariosn of Oregon Lifewise Health Plans.

	Plus	Preferred	Value	HSA PPO	HSA Choice
Deductible	$500, $1,000, $2,500, $5,000 or $7,500	$500, $1,000, $2,500, $5,000 or $7,500	$1,000, $2,500, $5,000 or $7,500	$2,500, $3,500 or $5,000	$2,500
Coinsurance %	20%	20%	30%	Differs by Deductible	20%
Coinsurance Maximum	$3,000	$4,000	$5,000	Differs by Deductible	$1,000
Out-of-Pocket Maximum	Deductible + Coinsurance Maximum	Deductible + Coinsurance Maximum	Deductible + Coinsurance Maximum	Deductible + Coinsurance Maximum	Deductible + Coinsurance Maximum
Office Visit Copay	$20	N/A	N/A	N/A	N/A
Deductible waived for office visits	Yes	No	Yes, for the first 3 visits per calendar year	No	No
Alternative Care	Yes	Yes	No	Yes	Yes
Pharmacy	No deductible, $20 copay for generics; 50% for brand name	No deductible, $20 copay for generics; 50% for brand name	Available as an optional benefit	Covered as any other benefit	Covered as any other benefit

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